This article is the fourth of a series of articles exploring specific aspects of groupware. The brief informational articles in this series discuss some of the technologies associated with groupware, as well as some of the characteristics of groupware. Some of these characteristics may go hand in hand with business collaborative needs. Other characteristics go beyond what some groupware providers have to offer. The purpose of these articles is to equip the groupware user or investigator with helpful knowledge about the product in order to enable more effective use or to lead the investigator to the groupware service he or she is looking for. This fourth article explores the ability of groupware to facilitate online collaboration.

Online Collaboration

Online collaboration consists of sending emails back and forth to edit and review attached documents, like market reports, budgets, contracts, and press releases. Most businesses go through this process very regularly with departments, clients, investors, and strategic partners.

In today’s fast-paced business world, businesses are constantly under deadlines, working tirelessly for their business and client needs. The challenge is in keeping up with all of the online collaboration going on. After all, online collaboration has become an ad hoc process, and document versions get saved in multiple email boxes and on multiple hard drives. When it comes time to merge document changes and create a final draft, many questions are left unanswered.

The market has recognized the need for groupware, or online collaboration software, to manage and track document changes. Using the right groupware will even enable businesses to manage ad hoc online collaboration, tracking all of the documents versions across multiple emails, hard drives, and servers. The who, what, when, where, and how are all answered, and businesses will have an organizational edge in the high-speed information age of business.

Online Collaboration Tools with Groupware

5,200,000 indexed pages are found under “groupware” in Google; 4,840,000 in Yahoo; and 955,263 in MSN Search. In order to find groupware for your business online collaboration needs, you need to be equipped with the knowledge of the tools your business needs in its groupware.

Digital Thread technology takes groupware to a whole new level and is the means of tracking document versions across emails, hard drives, and servers. Digital Thread literally threads the document versions together by tagging the metadata of an electronic document, so that no matter to whom it is sent or what changes are made, the data comes back to you. It creates digital signatures in your email, informing you whether you are opening the latest version of the document, and who saved it. As the process becomes more involved, and drafts have been sent back and forth between multiple reviewers multiple times, you’ll be able to access a version history. Version history is compiled by Digital Thread technology and provides a visual display of the genealogy of the document, from first draft to last. This also makes it possible to merge the changes as the final draft is compiled.

Groupware that can manage online collaboration and go beyond a simple electronic draft filing system to work the way 21st century businesses work.

Joe Miller is an online advertiser and author of informational articles on business software. More information on Groupware or Online Collaboration is available at NextPage.com.

There are many benefits and drawbacks to consider when deciding if a fixed rate mortgage is right for you. It is important to look at all options when it comes to something as important as getting a mortgage for your new home.

There are a few benefits to fixed rate mortgages. One benefit is that the rates and payments remain constant. There won’t be any surprises even if inflation surges out of control and mortgage rates head to 20%. This kind of stability makes budgeting easier. People can manage their money with more certainty because their housing expenses won’t change. Fixed rate mortgages are simple to understand making them appealing and good for first time buyers. Also longer term fixed rate mortgages are very affordable.

There are also a few drawbacks to fixed rate mortgages. To take advantage of falling rates, mortgage holders would have to refinance. That can mean a few thousand dollars in closing costs, another trip to the title company’s office and several hours spent digging up tax forms, bank statements etc. Fixed rate mortgages can be too expensive for some borrowers, especially in high rate environments, because there is no early on payment and rate break like there is with adjustable rate mortgages. Fixed rate mortgages are practically identical from lender to lender. While lenders keep many adjustable rate mortgages on their books, most financial institutions sell their fixed rate mortgages.

There are a few other important questions you should make sure you have answers to when deciding which type of mortgage is better for you. How long do you plan on staying in the home? How frequently does the adjustable rate mortgage adjust, and when is the adjustment made? What’s the interest rate environment like? Could you still afford your monthly payment if interest rates rise significantly? Do you know the main pros and cons for each type of loan?

Generally, fixed-rate mortgages are a safer way for first time home buyers to get a mortgage. There is greater stability and less risk involved. It is easy to budget and regulate your expenses when you know exactly what your interest rate will be.

To view our list of recommended mortgage loan companies online, visit this page: Recommended Mortgage Loan Companies Online.

Carrie Reeder is the owner of ABC Loan Guide. It is an informational loan website, with informative articles and the latest finance news.

Travel to Barcelona for a unique cultural, historical and sensorial experience. It is a throbbing, vibrant city at once firmly grounded in its rich heritage and looking to the future. A tour to Barcelona promises an eclectic palette.

The second largest city in Spain, Barcelona is situated in the northeastern coast of the Iberian Peninsula bordering the Mediterranean Sea.

As you travel to Barcelona, it is interesting to note that the city has its roots in a Roman colony founded way back in the 2nd century B.C.

You will be struck by the architecture of the city on your voyage to Barcelona. It is the seat of Modernist Architecture and the city skyline sports a dynamic and dramatic look courtesy the concrete creations of Master Anton Gaud and his contemporaries.

You will surely discover the amazing history of Barcelona traveling through its lanes. Its Romanesque, Gothic and Renaissance monuments are lovingly conserved, as are the labyrinth of narrow alleys.

Such curious mixes of the old and the new make a travel to Barcelona in Spain a truly enriching and enchanting experience.

In Barcelona, take a tour to La Rambla. This busy boulevard houses a bird market, a grand 19th century opera house, a marine museum stocking an extensive collection of navy items including 16th century galleys and a monument dedicated to Christopher Columbus.

The history buff’s tour of Barcelona will remain incomplete without a voyage to Barri Gotic, which is an area of medieval Gothic structures including the Cathedral, one of the greatest examples of Gothic architecture in Spain and the numerous museums dotting the city.

Fundaci Mir is a veritable treasure-trove of contemporary art, while the Barbier-Mueller Museum of Pre-Columbian Art is the only European museum dedicated to artworks from this era. For the art aficionados, a voyage to the Picasso Museum housing his early works and the residence-turned museum of Gaudi with its marvelous pink-hued Alice-in-Wonderland structure, is a must when on a tour to Barcelona.

If you are a music maniac, Music Palace definitely awaits your voyage. An elegant colorful structure, this Music Palace is one of the world’s most extraordinary music halls and an epitome of Modernistic Architecture.

When you travel to Barcelona in Spain, let music be your Muse. The SONAR and the Primavera music festivals are treats for the ears.

Are you travelling to Barcelona some time soon? Don’t miss the full article. Discove Barcelona Inside Out! The Blog about Barcelona vacations and more.

Some guys have a hard time keeping a hard pecker and some ladies have astonishingly long sex drives, meaning it takes the girl a very long time to come. Because of this difference in sex drives, intercourse might become an annoying and undesirable sexual session. That’s why huge dildos will often be helpful. If the bloke shoots early in the session, or even if the woman just takes longer than her bloke, he can continue to penetrate the female with the vibrating dildo. That way all sexual mischief doesn’t end. It gives the guy plenty of time to charge his batteries and helps the lady horny. Thus when he is ready to come back into the sexual session, the girl will still be aroused enough to accept him.

Your very most erogenous field is your brain. And as far as loads of women won’t admit this, the penis is a symbol of power, no matter how big or small, it is still associated with fertility. Penetrating your wife with a little dildo can only make a fantasy of power fun reality.

Some folks revel in the sensation of feeling full in their vagina or anus. Whenever a marital aid such as a large dildo, penetrates the vagina or bottom, the muscles contract around it. Numerous ladies observe the tightening of these muscles to be truly enjoyable. Looking for the a great orgasm then get Adult and Sex Toys.

Relate two of everybody’s predominating quests and you have got is a craze we call a sportsbook gambling web site. Well, what could be more resourceful… If you see a mix of men rooting for a given favorite players, and often bets are placed tied to the hubbub. Seeking to get a share of the anticipation, on-lookers will customarily venture to anticipate who is the likeliest to win in the imminent match. Put together, all of this will develop into a little affable match titled sportsbook gambling web site.

True, it might sound habit forming, however, sports betting is really just entertaining and to tie up with one’s fellow sports fans. Here, you’ll be able to risk a a negligible quantity of gravy and yet enjoy an extravagant time. Here are a select number of basics to help you get started sports betting.

In order to bet, you’ll likely want to go to a sportsbook gambling web site, that’s to say a place which admits sportsbook gambling web site. In the U.S., we currently have no less than four states to do sports betting officially, but if legality is no concern, you may go for it everywhere if you can discover a bookie and you happen to be of legal age. Among the sports activities you can bet on are professional presented with college football + basketball, professional hockey, professional hockey, presented with betting on both horse and dog racing. Punters might bet money on the total results of a fight or game, in what round a contestant will go under, and even whether a coin toss in a fight or game will land either heads or tails.

The odds maker establishment put their face in statistics make it easier for you guess which players you believe is the likeliest to win. For starters, there’s distribution, in other words specific leverage in terms of points pertaining to the disadvantaged club expected to go down by a given number points. You will find diverse styles of bets– straight, parlays i.e. combined wagers on several games, teasers plus, too, over/unders, i.e. antes on the sum total of points scored in the challennge by all participating sides, the straight bets being the most prevalent in sports betting.

Why not take a stab at it, and enjoy the amusement at the same time… But see to it that you won’t get seized and kill your entire retirement fund capriciously! Else, you might be caught ruing it till the end of your life! Tips and tricks for online bet sports wager.

Computers have simplified millions of people’s lives. With the advent of online technology we can be more productive in the office, organize household matters, and communicate with others around the globe. Do you ever think it’s all too good to be true? Well, you’d be smart to question the overall ease and efficiency of the web. The sad truth is, along with these perks there are a few major pitfalls. And if you aren’t aware of them now, you may be in for a rude awakening.

So many people get excited about the wide-reaching possibilities of an email system. Indeed, it is staggering to think about how you can connect with someone on the other side of the world with just a click of a button. Unfortunately, however, sometimes by clicking the mouse you are doing more than reaching out to a faraway friend. You may also be inviting email viruses and scams into your mailbox.

What is spam anyway?

Email spam is also called unsolicited bulk email - like junk mail in your computer system. In other words, it is email that you have not asked to receive. When we say “bulk email,” we are usually referring to one message that is sent to more than 200 email recipients at a time.

How is spam targeted?

Basically, if you participate in any newsgroups, forums, or post your email address on a personal or professional website, you can be targeted for spam. A spam mailing list will be created by combing electronic newsgroups and mailing lists, or by conducting a broad address search online via “spambots” that roam the net collecting email addresses.

What is phishing?

Phishing is a relatively new form of email scam and it’s a serious one. What it refers to is an email that claims to be from a legit corporation (like Citibank, PayPal, eBay etc.), but it is really a spoof. Phishing can be tough to spot because it can look pretty slick. The email will come with a return address, a logo or a brand that seems on the up-and-up, links to other sites etc. But whoever is behind the scam is trying to get your financial info and rip off your identity. Studies show that 5% of the people who receive these fake emails respond to the “phisher.”

Now that you know what these terms mean, how can you avoid dealing with them?

Clearly, the answer is with an expert email security system. No doubt, new scams will be popping up before you know it. We haven’t even discussed the horrors of email “worms” and “viruses.”

What can be done?

• Use a web host with a secure email system that will control spam, maintain your privacy, and protect you from email viruses. A good web host believes that all individuals have the right to send and receive secure emails around the clock.
• The first step is to monitor the spam that comes into your email mailbox and then report any scams to the Anti-Spam League or the Anti-Phishing Working Group.
• Be wary of any emails that ask you for your personal information, especially financial details. Do not give out your credit card or bank account info unless you are on a secure server.
• Be wary of email attachments. When in doubt, don’t open them!
• Make a point of checking your account balances online to see if there are any sudden withdrawals that you did not authorize.
• Use anti-virus software and be sure to update it regularly (such as Microsoft patches).
• Think about installing a web browser tool bar that will alert you if a known spammer or phisher is trying to reach you (such as Earthlink ScamBlocker or eBay’s tool bar).

Madison Lockwood is a customer relations associate for ApolloHosting.com. She brings years of experience as a small business consultant to helping prospective clients understand the ways in which a website may benefit them both personally and professionally. Apollo Hosting provides website hosting, ecommerce hosting, vps hosting, and web design services to a wide range of customers. Established in 1999, Apollo prides itself on the highest levels of customer support.

“What do you mean I have to Start Dreaming?”

After 20 years in this industry, I have come to know that the foundation of your MLM Success is going to be the dreams that you want to bring to life in your future. Most people, even many of your friends, and family, do not dream like they used to, because we all have been programmed that “dreamers are not realists.”

Oh yeah? Who sold you on THAT?

We encourage you to dream again.

Why?

Do you know what happens when you DREAM?

You “Dare (to) Reach Extraordinary Altitudes (&) Milestones.”

That is what your company is about — helping people to:

1) DARE. Dare to become someone. Dare to go beyond where your friends are. Dare to prove everybody else wrong, who says that you cannot succeed in Network Marketing!

2) REACH. Stretch every part of your mind, heart, and soul, and reach for what you want in life, not what someone else wants to give you after they take their part.

3) EXTRAORDINARY. Dare to reach for the Extraordinary Life! Walk in the Extraordinary! Think Extraordinary! Become Extraordinary! Live Extraordinary! Grow Extraordinary!

4) ALTITUDES. You MUST soar higher in life than you ever have with your dream! The higher the Altitude, the more Magnetic the Pull of your Dream to you and the world!

5) MILESTONES. Reach for Extraordinary, Life Changing Milestones! Most people do not ever plan on hitting Extraordinary Milestones in their life let alone MLM. And because of that, they end up getting Millstones of Mediocrity hung around the neck of their future, dragging frustration and doubt all through their life.

Dreaming also is the basis for the WHY!

WHY are you doing MLM anyway?

“WHY” stands for “What Has You?”

Inferno Secret:

Whatever has your heart, focus, passion, dreams, and desires, is your WHY.

It could be your children, your family, yourself, your church or faith, or even making a difference in other’s lives, or all of the above. Your “WHY” is the driving force behind your business, and your dreams.

What Dream has your heart for your family and future?

Dreaming is simply the Art of Painting a VIVID Picture on the canvas in your mind, and letting that become the MASTERPIECE of Change in your life and Network Marketing business.

Here are some thought provoking questions:

“If money were not an object…what would your life be like? Describe it!”

Think about this, and complete it.

What would your PERFECT DAY be like?

Next, complete the list below:

The 10 Things I would like my company to bring into my life that currently doesn’t exist:

(This could include a New House, New Cars, Vacations, College Money, New Wardrobe, Charity and Church Giving, Private Schools, Boats, Lake Place, etc).

1) ____________________________________________

2) ____________________________________________

3) ____________________________________________

4) ____________________________________________

5) ____________________________________________

6) ____________________________________________

7) ____________________________________________

____________________________________________

9) ____________________________________________

10) ____________________________________________

11) ____________________________________________

12) _____________________________________________

WHY I want these things is simple: (HOW would your life change for the better.)

Turn your “DreamLight” on… dust off your dream machine in your Network Marketing business, and crank it up, and let that DreamLight shine on your future once more.

Your Dreams CAN and WILL come true… but first the Light of Hope and Possibility must shine in your heart! And then you shine that light on your friends and family and get them dreaming with you! THAT is Power in MLM and Network Marketing!

blessings….doug

http://www.passionfire.com

Doug Firebaugh is one of the top MLM Network Marketing Trainers in the world. Over a million people a month
read his training ezine. He spent the last 7 years traveling the world speaking and training on Success.
He lives in Birmingham Michigan, and you can receive a FREE subscription to his training ezine- The MLM
Success HEAT- at:
http://www.passionfire.com/pf_heat_4.html

http://www.passionfire.com

There’s been no slow down in the laptop market. Manufacturers are aiming to keep up with this but have warned that supplies could be small. It doesn’t seem like anything will hold back the rise of laptops at the moment. This is a business that is looking to develop on so many things all in one go so new trends and buzz is created all the time.

More manufacturers are realising that gaming notebooks is becoming big enough niche to enter. The price tags on new technology usually falls quick these days because everybody is always searching for the new thing to come out. In my opinion notebooks are pretty good for gaming. Performance is far advanced than before. Compact components that perform faster and are operate at lower temps also means that gone are the days of the giant laptop computers for gaming. Desktop Pc’s are greater in size and use greater amounts power so no matter how much better gaming notebooks have become desktops will always perform faster. I do not give it too long before we see ultra lightweight gaming notebooks on the streets.

Sometimes the popular mass market laptop computers just are not adequate for what we need them for so custom laptops will forever be about. On occasions, with larger companies the reliability of the main components is not that great. In my opinion being able to specify the cpu, ram and hard disk is optimally catered for the more hardcore users out there. Premade laptop computers are targeted for normal uses and not upto doing more specific tasks. Specialist users need custom notebooks for this reason. You can find of companies who sell straight to the buyer so there is a lot of choice too. The fact that there are options and rivals makes its very viable.

We’re observing some fairly awesome stuff at the minute and I question what will come next. A particular development I haven’t spoken off is the growth of inexpensive ultramobiles. I was never predicting so many people to like the product. I personally think that we’re likely to see feather weigth 15″ notebooks in the near future too. Manufacturers must be laboring on a solution to this by now. Manufacturers are packing more power into laptops and it looks like gaming notebooks will become thinner and lighter. Every year we get new products so who’s guessing what we’ll see next.

I’d personally recommend http://www.rizeon.com/gaming_laptops/page.php

It was widely reported in the press (15 September 1997) that a British tourist, who stole a lump of stone from the base of the Great Pyramid five years earlier, returned it to the Cairo Museum with a letter saying that ‘it had brought him bad luck ever since’. The Museum authorities were not surprised; several such items had been returned by people who felt cursed {When the Luxor Casino was built in Las Vegas it moved on its foundation so the elevators had a lot of re-engineering to be done, while I lived in Las Vegas. The death toll during its construction was nine. Do you think a religious and spiritual force knows when it is being improperly sullied?} after stealing them. A good reason for caution is the largely bogus story of an Egyptian coffin lid - or fragment of a coffin lid. It was told to Arthur Weigall, author of ‘Tutankhamen’ (1923) by its one-time owner, Mr. Douglas Murray who purchased the coffin some time in the 1860s: ‘no sooner had he done so than he lost his arm, owing to the explosion of his gun. The ship in which the coffin was sent home was wrecked, and so was the cab in which it was driven from the docks; the house in which it was deposited was burnt down; and the photographer who made a picture of it shot himself. A lady who had some connection with it suffered great family losses, and was wrecked at sea shortly afterwards…The list of accidents and misfortunes charged to the spirit which is connected with this coffin is now of enormous length.

The presence of an Egyptian mummy on board is sometimes blamed for the loss of the ‘Titanic’. It was said to have been shipped to New York on the supposedly unsinkable liner. Its coffin, no.22542 in the British Museum, is associated with the curse, and Museum authorities caution people who propose to photograph it.” (2)

Negative self-fulfilling expectations are a difficult thing for people to deal with in conjunction with the sorcerers’ art. This is the concept of the ‘War Bottle’ that turns your idiosyncrasies into more unbalanced certitudes that makes a strength become a fatal weakness. It is also the nature of energy that caused a large number of early North American Indians to forego the vanity of having their picture taken. Some of them listened to their wise men talk of the soul being frozen in the minds of those who would see the picture, and thus their spirit would not grow with them. There certainly is truth to the fact that our thoughts impact others. Our thoughts are energy and the thoughts of many people who thought negatively about the ’stupid savages’ may have had just the impact the shamans and witch-doctors were certain would happen. The curse of humanity is that our soulful energy deceives our ego into thinking we are powerful. The ego doesn’t understand. ‘WE’ is not ‘me’!

CANDLE MAGIC:

Reversing candles are a great thing to protect yourself from the intent of people sending negative energy at you, but talismans and mandalas galore have been most reliable for the minor flare-ups. The cross is a mandala with four entry points for the assimilation of the four primary forces to become balanced at the ‘center’. What you choose for faith in your goodness has much to do with your actual protection. In many ways a ritualistic process opens you through your own energy to the very things you project. This is true in the macrocosm of humanity as well as in the insipid little parcels of power-mongering flesh that think they deserve more than the numerous other life forms that have soul and ethics.

One person (or persons) sought to make me suffer and there were some disturbing physical responses. The individuals involved were gay and they had hit on me numerous times. My response was a joke or a simple ‘not my style’. One of them was in charge of three covens of witches and fancied himself the meanest ‘SOB’ in the Las Vegas Valley. He had a lot of good knowledge about Biblical origins and history and I enjoyed talking with him. The more he tried to impress me the less he succeeded. I made it clear I did not fear him or anything.

The day my penis started to bleed was when I actually thought I might need more than my usual ‘mirror and cross’ visualization. I used a reversing candle and within a day the place where Lord Gandolph holed up when he was in Las Vegas was burned. His boyfriend (who had enjoyed my leather pants and boots) lost all of his belongings. This caused me to leave the teaching of the Wiccans after six months of ‘Perfect Love, and Perfect Trust’! About a year later I discovered the high priestess had thought I was a ‘Machiavellian Prince sent to overturn her Temple’ and Lord Gandolf was one of her Temple Elders. There are many actual reasons why I know such things occur and I will relate them as it seems pertinent from time to time. The pursuit of ’siddhis’ (powers) is a quest that robs one of their actual potential according to Alcyon who rejected his Messiahhood at the age of eight; later he became honoured even more for his truth. You may have seen or heard about this great man who recently left our physical place of reference - his name is Jiddhu Krishnamurti.

Author of Diverse Druids
Columnist for The ES Press Magazine

Guest ‘expert’ at World-Mysteries.com

American consumers are now entitled to receive one free copy of their credit report per year from each of the three major credit reporting agencies. Equifax, Experian, and Trans Union are now all required by law to furnish to you a copy of your credit report. This is good news for consumers; please read on for additional helpful information.

As of September 1, 2005, the federal Fair Credit Reporting Act (FCRA) requires that the three national credit reporting agencies provide one free copy of your credit report to you annually. You do not need to contact the three reporting agencies separately to obtain your reports, instead you can order them online at www.annualcreditreport.com; or by calling 877-322-8228; or by completing the Annual Credit Report Request Form and mailing it in.

The mailing address is:

Annual Credit Report Request Service

P.O. Box 105281

Atlanta, GA 30348-5281

The online form is available here: www.ftc.gov/credit.

If you need copies more often, you can contact the three reporting agencies and request copies directly from them. You will be charged for any reports over and beyond your one free annual report.

To purchase a copy of your report, contact:

Equifax

800-685-1111

www.equifax.com

Experian

888-EXPERIAN (888-397-3742)

www.experian.com

Trans Union

800-916-8800

www.transunion.com

What is the best way for you to benefit from the new law? That’s easy: order copies of your reports from the companies on a four month rotating basis. Most consumers will find this method to be adequate as it will allow for you to compare reports from each agency. Naturally, if you already suspect fraud you will want to order all three reports at once and notify each agency to place a “fraud alert” in your credit file.

There are also several private companies who will get a hold of all three copies of your credit report for you as well. There are fees involved, but you may find their services to be less of a hassle than contacting the three companies separately.

In summation, the new law is a bonus for consumers. Published reports indicate that many credit reports contain errors in them; this law gives you the opportunity to correct “their” mistakes by setting the record straight and at no cost to you.

Copyright 2005 — Matthew Keegan is The Article Writer who writes on a variety of topics including: advocacy, automobiles, aviation, business, Christian themes, family, news, product reviews, travel, writing, and more. Samples from his portfolio are available right online.