When you are shopping for car insurance how many car insurance quotes do you compare? Some of us will go with the first company we come across. Others will check into one or two and pick the cheapest one. If you are shopping for the most affordable car insurance, it’s important to go with a company that has a decent reputation. After you eliminate the sketchy companies from your search there are still a lot of reputable companies to choose from.

Car insurance companies only offer competitive pricing to about 2 percent of the marketplace. When you get a quote for car insurance they are taking into consideration your credit report, history of accidents and speeding tickets, what sort of car you drive, and how much you drive it. Some companies price their products the cheapest for those who have a totally clean record and excellent credit. For someone who isn’t quite so sparkling in this area they should look into different car insurance quotes from other companies. There are services available online that will compare quotes from 20 different companies for you. The good news is that there is probably one company out there that caters to your demographic and prices their insurance at an affordable rate for you.